Templates, guides and spreadsheets.
Small tools I use daily. Download and use as you like.
Finance
Compound Interest Simulator
Calculate how your money grows with periodic contributions and the effect of compound interest over time.
Use simulator
Expense to Life-Hours Converter
Translate any recurring expense into hours of your working life. Discover how much real time you spend on each subscription.
Use converter
50/30/20 Budget Planner
Enter your net salary and adjust percentages for needs, wants and savings. Visualise your budget distribution instantly.
Use planner
Investor Profile Selector
Discover your investor profile in 6 questions. We separate your capacity to take risk from your tolerance and suggest an indicative allocation.
Find my profile
Real APR Calculator
The nominal rate a loan advertises isn't what you pay. Calculate the real cost with fees included and compare loans with the only honest figure: the APR.
Calculate the APR
Emergency Fund Calculator
Calculate how much you need based on your real situation (essential expenses, income, dependents) and track your progress toward the target.
Calculate my fund
Inflation Calculator
What will your money be worth in a few years? See how much purchasing power idle money loses and compare it with holding it in a savings account.
See the effect