50/30/20 Budget Planner
Enter your net salary and adjust the percentages for needs, wants and savings. Instantly visualise how every euro is distributed.
What is the 50/30/20 rule?
It's a budgeting method popularised by Elizabeth Warren. The idea is simple: allocate 50% of your net income to basic needs, 30% to wants and 20% to savings and investment.
It's not a rigid law — it's a starting point. If you can save more than 20%, even better. If your needs exceed 50%, the goal is to work on reducing them over time. What matters is having a framework that gives structure to your financial decisions.
Use the sliders to adjust the percentages to your reality and see the monthly and annual impact of each distribution.
Tip: Start by tracking your real expenses for a month. Then use this tool to compare your actual distribution with the ideal one and find the easiest adjustments to implement.