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Full course

Investing by Age: how, how much and why at every stage

A practical course guiding you through each decade of your life: how much to save, what to invest in and to what end. From investing for your children to building intergenerational wealth.

4 Modules
10 Chapters
5–7 min per episode
Free Full access
Module 1

Plant the Seeds

Ages 0–29

Leverage the most valuable asset — time — to create seed capital and build the investing habit from childhood.

  1. 1.1

    Investing for your children: the gift of time

    Why €50/month from day zero outperforms €500/month at age 35. Vehicles, amounts and early financial education.

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  2. 1.2

    At 20: first salary, first investment

    The 10% minimum, DCA, a single global index fund and the typical youth mistakes that cost you decades.

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Module 2

Accumulate

Ages 30–49

Grow real wealth while managing mortgages, family and career — without stopping the investment engine.

  1. 2.1

    At 30: family, mortgage and investing together

    Real financial priorities, paying down vs. investing, and how to keep contributing when life gets tight.

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  2. 2.2

    At 40: your decade of peak capacity

    Peak earnings are your golden window. Diversification, real estate and aggressive strategy with discipline.

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  3. 2.3

    Protecting what you built without stopping growth

    Insurance, tax planning, financial will and the first reflection on intergenerational wealth.

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Module 3

Prepare for Retirement

Ages 50–69

Transition from accumulation to preservation, understand how your country shapes your strategy, and design your future income.

  1. 3.1

    At 50: from accumulating to preserving

    Gradually reduce risk, calculate your 'number' and run a gap analysis with 10–15 years of runway.

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  2. 3.2

    Your retirement depends on where you live

    Strong public systems vs. mixed vs. non-existent: how to adapt your strategy based on your country.

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  3. 3.3

    At 60: from saver to income investor

    Smart pension withdrawal, distribution portfolio and the cash buffer that stops you selling in downturns.

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Module 4

Transcend

Ages 70+

Invest with serenity in the later years and build a financial legacy that empowers the next generations.

  1. 4.1

    After 70: investing with serenity

    Simplify without losing to inflation. Minimal portfolio, liquidity and automation for peace of mind.

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  2. 4.2

    Intergenerational wealth: riches that transcend

    Gifts, inheritance, family structures and the financial pact that prevents one generation from destroying what took fifty years to build.

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